Choose Your Perfect Plan

Flexible coverage options designed for your budget and needs

Basic Coverage

$49 /month

Essential protection for budget-conscious drivers

  • ✓ Liability Coverage
  • ✓ State Minimum Requirements
  • ✓ 24/7 Customer Support
  • ✓ Online Account Access
  • ✓ Nationwide Coverage
  • ✓ Monthly Billing Options
  • × Collision Coverage
  • × Comprehensive Coverage
  • × Roadside Assistance
  • × Rental Car Coverage

Elite Coverage

$149 /month

Ultimate protection with luxury benefits

  • ✓ Everything in Premium
  • ✓ Zero Deductible Option
  • ✓ New Car Replacement
  • ✓ Gap Insurance
  • ✓ Enhanced Rental Coverage
  • ✓ Accident Forgiveness
  • ✓ Diminishing Deductible
  • ✓ Concierge Service
  • ✓ Premium Roadside
  • ✓ Legal Assistance

Specialized Coverage Plans

Tailored solutions for specific vehicle types

Luxury Car

Luxury Vehicle Plan

Starting at $199/month

Premium coverage designed for high-value vehicles

  • Agreed Value Coverage
  • OEM Parts Guarantee
  • Exotic Car Specialists
  • Track Day Coverage
Classic Car

Classic Car Plan

Starting at $89/month

Specialized protection for vintage vehicles

  • Agreed Value Coverage
  • Spare Parts Coverage
  • Show & Event Coverage
  • Restoration Coverage
SUV

SUV & Truck Plan

Starting at $79/month

Coverage for larger vehicles and trucks

  • Higher Liability Limits
  • Towing Coverage
  • Off-Road Coverage
  • Custom Equipment
Commercial Fleet

Commercial Fleet Plan

Custom Pricing

Business coverage for multiple vehicles

  • Multi-Vehicle Discounts
  • Commercial Liability
  • Driver Coverage
  • Fleet Management Tools
Request Quote

Compare Coverage Options

Coverage Type Basic Premium Elite
Liability Coverage
Collision Coverage
Comprehensive Coverage
Medical Payments
Roadside Assistance Premium
Rental Car Coverage Basic Enhanced
Gap Insurance
New Car Replacement
Deductible N/A $500 $0

Frequently Asked Questions

How do I choose the right plan?

Consider your vehicle value, driving habits, and budget. Basic coverage meets legal requirements, Premium offers comprehensive protection, and Elite provides maximum coverage with no deductible.

Can I switch plans later?

Yes! You can upgrade or downgrade your coverage at any time. Changes typically take effect at your next billing cycle.

Are there discounts available?

We offer multi-car, safe driver, good student, and bundling discounts. Contact us to see which discounts you qualify for.

What's the claims process?

File a claim online or by phone 24/7. We'll assign an adjuster within hours and most claims are settled within 48 hours.